Rates
60 minute session - $185
EMDR Intensives -
Half-Day Intensive (3 Hours):$600
Full-Day Intensive (6 Hours + Lunch Break):$1,200
Starting at the beginning of 2027, I will no longer contract directly with insurance companies.
I will be an out-of-network provider, which means full session fees are paid directly at the time of service, and I will not submit claims to insurers on your behalf.
However, many students and families have insurance plans (particularly PPOs through UnitedHealthcare, Blue Cross Blue Shield, Aetna, etc.) that help pay for out-of-network mental health care. Read more in the FAQ below about how this works and how it can make therapy more affordable.
FAQ
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If you would like to seek reimbursement from your insurance provider, you can use a Superbill:
Pay at the time of your visit: You cover your session fee directly using a credit card, debit card, or HSA/FSA card.
Receive your monthly Superbill: At the end of each month, I generate an itemized medical receipt (called a Superbill) and deliver it securely through your client portal. It includes all required clinical billing codes (CPT procedure codes and ICD diagnostic codes), session dates, fees paid, and provider licensing credentials.
Submit to your insurer: You simply upload the PDF directly through your health insurance member portal or mobile app.
Get paid directly: If your plan includes out-of-network coverage, your insurance company will send reimbursement checks (often covering 50%–80% of allowed charges after your deductible is met) directly to you or your family.
(Note: Generating a superbill requires assigning a formal diagnosis code to satisfy insurance reimbursement rules. If your priority is maximum privacy and you do not want a diagnosis on record, you can always choose not to submit superbills).
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Before our first session, call the customer service phone number on the back of your insurance card and ask these 3 simple questions:
"Do I have out-of-network behavioral health benefits for outpatient individual psychotherapy (CPT code 90837)?"
(This confirms whether your plan covers out-of-network mental health care or if you are restricted to a closed HMO/EPO network).
"What is my annual out-of-network deductible, and how much of it has been met so far this year?"
(Your deductible is the amount you must pay out-of-pocket for medical/mental health care before your insurance starts sending reimbursement checks).
"What is the maximum allowed reimbursement amount for a 53-minute therapy session in Boulder, CO (zip code 80302), and what percentage of that do you cover?"
(This allows you to calculate your exact expected out-of-pocket cost per session).
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You do not. We can leave insurance completely out of the equation.
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Yes, I offer limited reserved spots to full-time students and self-funding young adults at $135 per session. Please inquire about this in our initial consultation if you are interested.
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You may pay in cash, using major credit and debit cards, or use your HSA or FSA card.
An Ethical Note on Why I Choose Private Pay
I have made the deliberate and difficult decision to no longer contract with health insurance companies.
Over the last several years, venture capital platforms entered the mental health space claiming to make care more accessible. In practice, they have turned therapy into a high-volume corporate pipeline that prioritizes corporate profits over clinician sustainability and client well-being. From arbitrary rate cuts despite the extensive education and specialized training required to do this work, to mandated, redundant questionnaires that reduce complex human experiences to impersonal metrics—the managed care system increasingly undermines the therapeutic process.
Most importantly, this system no longer aligns with how I practice or how I care for my clients:
Therapy Without Pathologizing: You should not have to be in crisis or demonstrate a certain threshold of suffering to deserve support. Insurance demands a permanent psychiatric diagnosis on your medical record to justify "medical necessity." Working privately allows us to explore life transitions, identity, relationships, and growth without labeling your humanity as a disorder.
Absolute Privacy & Confidentiality: When insurance pays for therapy, your records, session frequency, and diagnostic history enter third-party databases. Managed care companies increasingly use automated AI algorithms and corporate auditors to comb through clinical notes. Direct pay keeps our work strictly between us.
Autonomy Over Your Healing: You and I decide how long we work together, how often we meet, and when you are ready to conclude—not a corporate board or an insurance reviewer.
While stepping away from insurance is a difficult decision given the reality of healthcare costs, it is the only way I can protect the integrity, privacy, and depth of the care I offer you.